Author: UPFINA

Reading Time: 5 minutes The March BLS monthly jobs report was a disappointment in terms of total job creation as only 103,000 were added instead of the 175,000

Reading Time: 4 minutes The most important factor which determines if you successfully deal with a selloff is how you are positioned before one. When faced with a

Reading Time: 5 minutes One of the most important aspects of creating and sharing our perspective on markets, business and the economy is that it results in often

Reading Time: 5 minutes In normal circumstances you don’t want to depend on the government because no one who relies exclusively on transfer payments (excluding people collecting public

Reading Time: 5 minutes The final Q4 GDP revision ended up showing 2.9% growth which was up 0.4% from the prior revision. The consumer was at the heart

Reading Time: 5 minutes One of the biggest stories in finance and economics in 2018 is the flattening yield curve. It has been flattening for a few years,

Reading Time: 6 minutes Note: Our goal is to follow the facts, wherever they may lead. If your argument is better, let us know and we will adjust

Reading Time: 5 minutes Despite significant controversy surrounding the trade war between the US and China, which as the WSJ recently pointed out that China was the first

Reading Time: 5 minutes In the past few years stock buybacks have been increasingly criticized by investors who believe the stock market and economy are in a bubble.

Reading Time: 4 minutes In a previous article, we discussed some of the benefits of renting a house compared to buying it. We presented the argument as to

Reading Time: 4 minutes In this article, we’re going to look at the three main causes of the stock market correction that occurred in March which came close

Reading Time: 5 minutes The problem with the labor market for the millennial generation is young adults need to get a college degree for jobs that previously didn’t

Reading Time: 5 minutes Obviously, Powell taking the helm at the Federal Reserve means potential policy changes, but that’s not the only thing that could change. The Fed’s

Reading Time: 5 minutes The purpose of this article is to objectively examine regulations and the impact on the economy. While there will be discussion of government policy,

Reading Time: 5 minutes Before this article receives hate comments from both bullish and bearish investors, the purpose of this article is to discuss the average historical and

Reading Time: 4 minutes We’ve discussed the meaning of the 10 year bond yield at length in a couple articles. For almost this entire bull market, the point

Reading Time: 5 minutes When determining the direction of the housing market, analysts like to look toward the millennial generation to provide future demand. The most common age

Reading Time: 5 minutes With the new economic and trade policy policy commentary coming out of Washington seemingly on a daily basis, along with the much discussed stock

Reading Time: 5 minutes Price inflation increased in the January CPI report and the average hourly earnings from the labor report came in hot. This combination caused economists

Reading Time: 6 minutes In this article, we’ll discuss the unusual timing of the fiscal stimulus and how it could affect markets. Keep in mind, this isn’t a

Reading Time: 6 minutes The most important line item for consumer liabilities is home mortgages because it’s the biggest segment. As you can see from the chart below,

Reading Time: 5 minutes Retail investors are in love with dividends more than they should be with significant fan followings and discussion forums online dedicated to the worship

Reading Time: 5 minutes The Fed funds rate is a hotly debated topic because it’s the main policy tool the Fed uses. There is economic data which can

Reading Time: 5 minutes In this article, we’ll extend the conversation about savings that we began in a previous article. As you can see from the chart below,

Reading Time: 5 minutes In the financial media, it’s easy to see what the economists and analysts think about the current economy because usually they propose more of