With some markets starting to slow down, especially in Europe, the traditional ways to invest your money might not be the best option. For 2018, you will need to think of alternatives, probably investing in things you wouldn’t normally choose. However, for those that like to try new tactics, this will be a great year. Here are some of the things you should be looking out for in 2018.
Stocks and Shares
Investing in stocks and shares is still a popular place to put your money, but investors are now more cautious. Since the financial crash of 2008, more investors are now choosing stable shares in well-known organizations, especially blue-chip companies. The downside to stable stocks is that the cost of the shares is higher and the returns will be lower. However, there has been a small rise in the FTSE350 index, so this is a good area to look at for investment.
UK Housing Market
With house prices falling in the UK in 2017, especially in London and the North West, you might be a little cautious about putting your money into UK property. However, bricks and mortar are still considered one of the safest places to put cash for both short and long-term growth. If you are considering buying to let, then although you might incur additional fees, there is still money to be made. On average, rental yields are between 3 and 10 percent which is higher than many forms of savings account.
More investors are starting to see the benefits of putting their money into commercial property instead of private housing. There can be higher rental yields from shops and restaurants, and they often sign up for longer leases. It makes for a more stable investment and therefore a more reliable income. Even with this stability, it is still important to check the viability of the shop first before parting with your money. Check out their business plan and how they operate. Do they have a professional SEO web design? Are they going into a saturated market?
For those people that can happily collect wine without the temptation of drinking it, there is a growing market in fine wines. For example, a 1982 Lafite Rothschild originally cost $300 a case but is now closer to $28,000. Recent damage to the French wine production because of severe frost will no doubt push prices higher for the vintages. It will also mean that any 2017 wine produced will be in short supply and therefore could be worth more in the future. If you are considering investing in wine, you need to do some thorough research first. There are a lot of wines out there, and not all of them are worth the investment.
There are many other ways that you can invest your money in 2018, some of the most popular from last year was art and coins. With a wise investment, you should be able to look forward to a stable financial future.